A propos de Ayongaba Bih Olivia Decey

  • Autres infos sur le porteur de projet

  • Genre Femme
  • Age 28
  • Région du candidat Sud-Ouest
  • Détails sur le projet

  • Nom de la start-Up PettyCash SAS
  • Nom du projet PettyCash Smart Piggy
  • Secteur d'activité Fintech Agropastoral
  • Quelle est votre cible ? Agro businesses, Small business, students and women and women
  • Description sommaire du projet ( 1000 mots max )
    PettyCash SAS is a Fintech company revolutionizing traditional savings methods and Financial management. Our innovative smart piggy bank merge classic principles with cutting-edge technology, empowering individuals – particularly students, Agro businesses, and women – to develop healthy financial habits. Flagship Product: SmartPiggy Our interactive, Wi-Fi enabled SmartPiggy tracks deposits, sets customizable savings goals, and provides real-time progress updates via a user-friendly web app mypp.pettycashglobal.com .Key features include: - Digital account management - Payment gateway - Personalized savings goals - Engaging educational content and rewards - Data-driven marketplace insights Mission: PettyCash SAS aims to educate and inspire a new generation of financially literate individuals, fostering a lifelong savings mindset and promoting economic stability. Core Values: - Financial literacy - Innovation - Education - Fun - Responsibility Goals: - Make saving enjoyable and engaging - Develop essential money management skills - Encourage long-term financial responsibility - Expand globally, reaching millions of users PettyCash SAS is dedicated to shaping a brighter financial future, one smart piggy bank at a time
  • Quel problème résout votre projet ( 500 mots max )
    PettyCash SAS: Streamlining Agro-Business Finances In the agro-business sector, PettyCash SAS tackles the challenges of: 1. Cash flow management: Farmers and agro-businesses often struggle with irregular income, seasonal fluctuations, and delayed payments. 2. Financial record-keeping: Manual bookkeeping and disorganized financial records hinder efficient decision-making. 3. Access to credit: Limited financial history and collateral make it difficult for farmers to secure loans. 4. Supply chain inefficiencies: Inefficient payment systems and lack of transparency lead to delayed payments and disputes
  • Comment génère t-il des revenus ( 500 mots max )
    1. Transaction Fees: - Charge a small percentage on transactions processed through the platform. - Offer tiered pricing for different transaction volumes. 2. Premium Services: - Provide advanced financial management tools, credit scoring, and supply chain finance solutions for a subscription fee. 3. Commission-based Partnerships: - Collaborate with input suppliers, equipment providers, and buyers, earning commissions on facilitated transactions. 5. Data Analytics: - Sell anonymized, aggregated data insights to agricultural organizations, research institutions, and industry players. 6. Advertising: - Display targeted, relevant ads from agricultural service providers, input suppliers, and equipment manufacturers. 7. Integration Fees: - Charge for integrating PettyCash SAS with existing agricultural software, marketplaces, or platforms. 8. Training and Support: - Offer workshops, webinars, and personalized support services for a fee. 9. Referral Program: - Incentivize users to refer new customers, earning rewards or discounts. 10. Partnerships and Collaborations: - Partner with governments, NGOs, and agricultural organizations to offer exclusive services, generating revenue through grants or contracts. 11. Value-Added Services: - Provide additional services like insurance, logistics support, or market linkages, generating revenue through commissions or fees. By diversifying revenue streams, PettyCash SAS can ensure sustainability, scalability, and continued innovation in serving the agro-business sector.
  • En quoi le projet est-il innovant ? ( 500 mots max )
    PettyCash SAS innovates in the agro-business sector through: 1. Digitalization: Bringing financial transactions and management online, reducing manual errors and increasing efficiency. 2. Inclusive Credit Scoring: Using alternative data, such as farming activity and sales history, to provide credit access to underserved farmers. 3. Integrated Supply Chain Finance: Streamlining payments and transactions across the value chain, reducing delays and disputes. 4. Real-time Financial Insights: Providing actionable data analytics for informed decision-making. 5. Mobile Accessibility: Enabling farmers and agro-businesses to manage finances and access services via mobile devices. 6.AI-powered Financial Advisory: Offering personalized financial guidance and forecasting. 7. Collaborative Platform: Connecting farmers, suppliers, buyers, and service providers, fostering a cohesive ecosystem. 8. Customized Solutions: Tailoring services to specific agricultural sectors, regions, and user needs. 9. Data-driven Decision Support: Empowering farmers and agro-businesses with actionable insights for optimized operations. 10. Financial Literacy Tools: Educating users on effective financial management and planning. 11. Integration with Existing Infrastructure: Seamlessly connecting with existing agricultural software, marketplaces, and platforms. PettyCash SAS's innovative approach addresses the unique challenges of the agro-business sector, driving financial inclusion, efficiency, and growth. Impact: - Increased financial access for underserved farmers - Improved cash flow management - Enhanced supply chain efficiency - Data-driven decision-making - Increased transparency and security - Empowered agricultural communities By revolutionizing financial management and access, PettyCash SAS transforms the agro-business landscape.
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